The American Dream is in full force for these first time home buyers ! We found their perfect starter home in Fort Lauderdale with a perfect lot size to store their boat on the side . The house had a renovated kitchen with gas appliances . Bathrooms were not renovated giving them the opportunity to do the upgrades themselves as they desired . Roof was only 8 years . The house was listed for 250k and we negotiated 15 k and a small seller concession , they purchased it for 235 k with 5% conventional loan . All together they own this House with 15k down !!! The conventional loan vs the FHA will give them the opportunity to do away with the PMI once it reaches 78-80% LTV. Long story made bearable , I’m happy for them !